Premium	1,267 monthly	1,710 monthly
Average Premium	1,267 monthly	1,710 monthly
Max Coverage Upto	99 yrs	99 yrs
Claim Settlement Ratio	99 yrs	99 yrs
Average Claim Trend	98.10 yrs	98.10 yrs
Average Claim Trend	1505 Crores	1505 Crores
Online Discount	5% Off	5% Off
Premium Payment Option	Regular/Limited Pay Till Entire policy term 5/7/10/Policy Term - 5 years 60 years of age	Regular/Limited Pay Till Entire policy term 5/7/10/Policy Term - 5 years 60 years of age
Average Premium	1,899 monthly	1,899 monthly
Free Look Period	30 Days	30 Days
Tax Benefit	Yes	Yes

Insurer Details

Inception	2000	2000
Solvency Ratio	2.14	2.14
Grievances Solved	99.97 %	99.97 %
Claim Complaints Ratio	13	13
No. of Branches	471	471

Free Coverage / Benefits

Claim Settlement Promise	24hr	24hr
Waiver Of Premium On Disability	Free	Yes
Terminal Illness	Free	Yes

Additional covers at extra charge

Death Due To Accident	24hr	Included
Enhanced Critical Illness	Free	Included