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Crtical Illness Insurance

  • Basic Info
  • Health Info
  • Choose Policy
  • Quotes

Basic Info

Health Information

Tobacco use (Ever?)

Blood Pressure


Driving History

Family Medical History

Payment Period

10 Pay

20 Pay

25 Pay

30 Pay




  • 10
  • 15
  • 20
  • 25
  • 30
  • 65
  • 75
  • LP
  • 10-20

Switch to annual rate

Common Questions

Critical illness insurance provides a lump sum payout upon diagnosis of a specified illness, while health insurance covers medical expenses and treatments for various health conditions.

The purpose of critical illness insurance is to provide financial protection by offering a lump sum payment upon diagnosis of a covered critical illness, helping to cover medical expenses and other costs.

Individuals concerned about potential financial burdens resulting from a serious illness should consider purchasing critical illness insurance to safeguard their finances and ensure peace of mind.

In most cases, critical illness insurance benefits are not taxable, providing tax-free lump sum payments to policyholders upon diagnosis of a covered illness.

There are typically no restrictions on how critical illness insurance benefits can be used, allowing policyholders to use the lump sum payment for medical expenses, household bills, or any other financial needs.

Upon diagnosis of a covered critical illness, policyholders submit a claim to the insurance company, which then evaluates the claim and, if approved, provides a lump sum payment directly to the policyholder.

Yes, policyholders can usually cancel their critical illness insurance policy at any time, but they may lose coverage and any premiums paid may not be refunded, depending on the terms of the policy.

Policy Term

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