What is Super Visa Insurance and the Benefits of It?
Super Visa Insurance is a specialized type designed for individuals wishing to visit their family members in Canada. It covers emergency medical expenses, hospitalization, and repatriation in case of illness or injury during their stay in Canada. This article explores the details of Super Visa Insurance and the benefits it offers to visitors and their families.
What is Super Visa Insurance?
Super Visa Insurance is a mandatory requirement for individuals applying for the Super Visa program in Canada. The Super Visa allows parents and grandparents of Canadian citizens and permanent residents to visit their family members in Canada for an extended period. Unlike regular visitor visas, which have a maximum validity of 6 months, Super Visas are valid for up to 10 years, allowing multiple entries during that period.
Applicants must provide proof of medical insurance coverage to be eligible for a Super Visa. This is where Super Visa Insurance comes into play. It ensures that visitors have access to the necessary healthcare services during their stay in Canada, minimizing the financial burden on them and their families.
The Benefits of Super Visa Insurance
Super Visa Insurance offers several benefits to both visitors and their sponsoring families. Let’s explore some of the key advantages it provides:
Comprehensive Health Coverage
Super Visa Insurance offers comprehensive health coverage, including emergency medical expenses, hospitalization, prescription drugs, and medical transportation. This ensures that visitors are protected from unexpected medical costs and access quality healthcare services in Canada.
Peace of Mind
In Canada medical care is so expensive. By having Super Visa Insurance, visitors and their families gain peace of mind knowing that they are adequately covered in case of medical emergencies. They can enjoy their time together without worrying about the financial implications of unforeseen healthcare expenses.
Access to Quality Healthcare
Canada is renowned for its excellent healthcare system. With Super Visa Insurance, visitors have access to the same quality of healthcare services as Canadian citizens and permanent residents. They can receive medical treatment from top-notch doctors and hospitals, ensuring their well-being during their stay.
Financial Protection
Super Visa Insurance protects visitors from the high costs associated with medical emergencies. In the event of hospitalization or medical treatment, the insurance coverage ensures that the expenses are taken care of, minimizing the financial burden on the visitors and their families.
Coverage for Pre-Existing Conditions
Super Visa Insurance policies often cover pre-existing medical conditions, if your parents have any pre-existing conditions, it will be covered under stability clauses. Each company has their own stability period, even if you are planning to invite your parents but thinking that they have only 7-day stable medical conditions even then you can get super visa insurance too. So, make sure you have the right to coverage in place subject to certain limitations and waiting periods.
Repatriation Coverage
Super Visa Insurance typically includes repatriation coverage, ensuring visitors can be transported back to their home country in case of a medical emergency requiring specialized treatment or ongoing care.
FAQs about Super Visa Insurance
What is the difference between Super Visa Insurance and regular visitor visa insurance?
Super Visa Insurance is specifically designed for visitors applying for the Super Visa program in Canada. It is mandatory to buy $100,000 medical insurance to apply for a super visa and this medical insurance should be from a Canadian company. It offers comprehensive coverage for emergency medical expenses, hospitalization, and repatriation. On the other hand, regular visitor visa insurance can buy any amount of coverage and maximum stay length for visitor visa is 6 months. On a Super Visa maximum length of stay is 5 years.
Do I need Super Visa Insurance if I already have health insurance from my home country?
Yes, even if you have health insurance from your home country, it is still mandatory to have Super Visa Insurance when applying for the Super Visa program in Canada. The insurance must meet the minimum coverage requirements set by the Canadian government, ensuring that you have sufficient coverage for emergency medical expenses during your stay in Canada.
How much does Super Visa Insurance cost?
The cost of Super Visa Insurance varies depending on factors such as the visitor’s age, person’s health and the coverage limits. Obtaining quotes from different insurance providers to compare prices and coverage options is advisable. Remember, it’s essential to choose a policy that meets the requirements set by the Canadian government.
Can I purchase Super Visa Insurance after arriving in Canada?
No, obtaining Super Visa Insurance before arriving in Canada is crucial. The insurance coverage must be in effect when you enter the country. It is recommended to purchase the insurance well in advance to ensure a smooth and hassle-free entry into Canada.